Brokerage Division – Casualty Insurance

The Brokerage Casualty Division at Alterra Specialty is dedicated to providing you with a first class underwriting facility for your primary GL and Excess Liability needs. We write strictly on a non-admitted basis through selectively appointed wholesale agents and brokers throughout the U.S. Our underwriting philosophy is one of creativity and flexibility, and our underwriters are committed to offering various alternatives to unique excess and surplus lines accounts.

By providing industry-best service and responsiveness to your needs, we strive to build and maintain long-lasting, mutually beneficial relationships with our producers.

For Excess Liability, we will write excess of Alterra Specialty primary GL.

Underwriting Approach / Preferred Classes of Business

Our approach can best be described as one of a broad appetite complimented by individual risk underwriting. A significant portion of our book of business is concentrated in the areas listed below. However, we will consider risks outside of these segments.

• Hospitality
  • hotels/motels • restaurants • resorts • catering • nightclubs/bars • taverns
• • adult entertainment venues • casinos
• Contractors
  (subject to geographic restrictions on residential contractors)
  • general contractors • artisan contractors • residential (subject to state restrictions) • commercial • OCPs • project specific • per job aggregates • additional insureds and waiver of subrogation as required by written contract, per projects aggregates • Can offer project specific policies up to 36 months including extended completed ops • Extended completed operations up to statute of limitation
• Products-Driven Accounts
• Light to medium
  • manufacturers • distributors • importers/exporters • material handling/conveyor equipment • fire suppression systems/installation/service/repair
• LRO Accounts
  • shopping centers • strip malls • office buildings Institutional • schools • religious organizations • not-for-profit organizations
• Miscellaneous
  • amusement centers • new ventures • contractors' equipment rental • special events • security firms (unarmed) • exercise and fitness
• Vacant Property

CAPACITY UTILIZATION

• Primary GL limits up to $1,000,000/ $2,000,000/$2,000,000
• Supported Excess Liability limits up to $5,000,000
• Liquor Liability, Hired and non-owned Auto and Employee Benefits Liability available in conjunction with our primary GL

Required Underwriting Information

• Cover letter including
  • - Description of opulerations
  • - Any specifics regarding terms and conditions issues
  • - Quote need-by date
  • - Target pricing
• Fully completed ACORD 125 plus appropriate subsections for CGL and / or Umbrella
• Any required supplemental questionnaires or applications fully completed (contractors, restaurants, etc.)
• Ideally 5 years, but a minimum of 3 years, currently valued loss experience, with details on any large ($25,000+) losses
• Website